Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$42,371	$42,371	$103,499
Remaining term (yrs)	8.9	8.9	30.0
Secondary amount	$0	$61,128	$0
Funding fee	$0	$0	$0
Note rate	5.750%	5.750%	7.400%
Blended rate	6.600%	8.017%	7.640%
1st payment	$503.48	$503.48	$716.61
2nd payment	$0.00	$458.46	$0.00
Taxes / mo	$186.25	$186.25	$186.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$61.11	$61.11	$20.70
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$900.84	$1,359.30	$1,073.56
Cash to close	$72,628	$11,500	$11,500