Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$39,470	$39,470	$155,700
Remaining term (yrs)	8.7	8.7	30.0
Secondary amount	$0	$116,230	$0
Funding fee	$0	$0	$0
Note rate	4.140%	4.140%	7.400%
Blended rate	4.990%	7.237%	7.640%
1st payment	$445.22	$445.22	$1,078.04
2nd payment	$0.00	$774.87	$0.00
Taxes / mo	$70.83	$70.83	$70.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$53.03	$53.03	$31.14
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$719.08	$1,493.95	$1,330.01
Cash to close	$133,530	$17,300	$17,300