Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$281,760$281,760$310,410
Remaining term (yrs)24.824.830.0
Secondary amount$0$28,650$0
Funding fee$0$0$0
Note rate2.900%2.900%7.400%
Blended rate3.750%4.235%7.640%
1st payment$1,324.54$1,324.54$2,149.22
2nd payment$0.00$214.88$0.00
Taxes / mo$550.75$550.75$550.75
Insurance / mo$150.00$150.00$150.00
MI / mo$225.41$225.41$62.08
HOA / mo$23.00$23.00$23.00
Total monthly$2,273.70$2,488.57$2,935.05
Cash to close$63,140$34,490$34,490