Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$157,861	$157,861	$206,010
Remaining term (yrs)	24.5	24.5	30.0
Secondary amount	$0	$48,149	$0
Funding fee	$0	$0	$0
Note rate	3.100%	3.100%	7.400%
Blended rate	3.950%	5.130%	7.640%
1st payment	$763.61	$763.61	$1,426.37
2nd payment	$0.00	$361.12	$0.00
Taxes / mo	$232.75	$232.75	$232.75
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$126.67	$126.67	$41.20
HOA / mo	$326.00	$326.00	$326.00
Total monthly	$1,599.03	$1,960.15	$2,176.32
Cash to close	$71,039	$22,890	$22,890