Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$138,559	$138,559	$215,999
Remaining term (yrs)	23.5	23.5	30.0
Secondary amount	$0	$77,440	$0
Funding fee	$0	$0	$0
Note rate	3.290%	3.290%	7.400%
Blended rate	4.140%	5.882%	7.640%
1st payment	$704.51	$704.51	$1,495.53
2nd payment	$0.00	$580.80	$0.00
Taxes / mo	$76.75	$76.75	$76.75
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$114.09	$114.09	$43.20
HOA / mo	$318.00	$318.00	$318.00
Total monthly	$1,363.34	$1,944.15	$2,083.48
Cash to close	$101,440	$24,000	$24,000