Travis Delly

(602) 883-2083
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UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$285,796$285,796$387,000
Remaining term (yrs)26.426.430.0
Secondary amount$0$101,204$0
Funding fee$0$0$0
Note rate6.090%6.090%7.400%
Blended rate6.640%6.996%7.640%
1st payment$1,812.87$1,812.87$2,679.51
2nd payment$0.00$674.69$0.00
Taxes / mo$358.33$358.33$358.33
Insurance / mo$150.00$150.00$150.00
MI / mo$137.26$137.26$77.40
HOA / mo$0.00$0.00$0.00
Total monthly$2,458.46$3,133.15$3,265.24
Cash to close$144,204$43,000$43,000