Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$383,449$383,449$404,100
Remaining term (yrs)26.426.430.0
Secondary amount$0$43,101$0
Funding fee$1,917$1,917$0
Note rate6.500%6.500%7.400%
Blended rate6.500%7.043%7.640%
1st payment$2,528.27$2,528.27$2,797.91
2nd payment$0.00$426.52$0.00
Taxes / mo$103.25$103.25$103.25
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$80.82
HOA / mo$80.00$80.00$80.00
Total monthly$2,861.52$3,288.04$3,211.98
Cash to close$65,551$22,450$44,900