Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$83,299	$83,299	$265,499
Remaining term (yrs)	12.6	12.6	30.0
Secondary amount	$0	$182,200	$0
Funding fee	$0	$0	$0
Note rate	5.030%	5.030%	7.400%
Blended rate	5.880%	7.335%	7.640%
1st payment	$738.65	$738.65	$1,838.26
2nd payment	$0.00	$1,214.67	$0.00
Taxes / mo	$356.00	$356.00	$356.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$97.13	$97.13	$53.10
HOA / mo	$33.33	$33.33	$33.33
Total monthly	$1,375.12	$2,589.78	$2,430.69
Cash to close	$211,700	$29,500	$29,500