Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$156,155	$156,155	$193,410
Remaining term (yrs)	27.6	27.6	30.0
Secondary amount	$0	$37,255	$0
Funding fee	$0	$0	$0
Note rate	6.990%	6.990%	7.400%
Blended rate	7.540%	7.821%	7.640%
1st payment	$1,063.31	$1,063.31	$1,339.13
2nd payment	$0.00	$279.41	$0.00
Taxes / mo	$71.08	$71.08	$71.08
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$73.33	$73.33	$38.68
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,357.72	$1,637.13	$1,598.90
Cash to close	$58,745	$21,490	$21,490