Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$405,198$405,198$494,910
Remaining term (yrs)26.626.630.0
Secondary amount$0$89,712$0
Funding fee$0$0$0
Note rate6.320%6.320%7.400%
Blended rate6.870%7.256%7.640%
1st payment$2,619.19$2,619.19$3,426.66
2nd payment$0.00$672.84$0.00
Taxes / mo$623.83$623.83$623.83
Insurance / mo$166.67$166.67$166.67
MI / mo$193.54$193.54$98.98
HOA / mo$0.00$0.00$0.00
Total monthly$3,603.23$4,276.07$4,316.14
Cash to close$144,702$54,990$54,990