Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$156,245	$155,700
Remaining term (yrs)	25.7	30.0
Secondary amount	$0	$0
Funding fee	$0	$0
Note rate	5.250%	7.400%
Blended rate	6.100%	7.640%
1st payment	$921.74	$1,078.04
2nd payment	$0.00	$0.00
Taxes / mo	$183.08	$183.08
Insurance / mo	$150.00	$150.00
MI / mo	$118.24	$31.14
HOA / mo	$0.00	$0.00
Total monthly	$1,373.06	$1,442.26
Cash to close	$16,755	$17,300