Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$300,467	$306,000
Remaining term (yrs)	25.5	30.0
Secondary amount	$0	$0
Funding fee	$0	$0
Note rate	3.760%	7.400%
Blended rate	4.610%	7.640%
1st payment	$1,525.20	$2,118.68
2nd payment	$0.00	$0.00
Taxes / mo	$478.92	$478.92
Insurance / mo	$150.00	$150.00
MI / mo	$232.99	$61.20
HOA / mo	$0.00	$0.00
Total monthly	$2,387.11	$2,808.80
Cash to close	$39,533	$34,000