Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$76,320	$76,320	$193,500
Remaining term (yrs)	15.7	15.7	30.0
Secondary amount	$0	$117,180	$0
Funding fee	$0	$0	$0
Note rate	3.750%	3.750%	7.400%
Blended rate	4.600%	6.659%	7.640%
1st payment	$533.28	$533.28	$1,339.75
2nd payment	$0.00	$781.20	$0.00
Taxes / mo	$197.33	$197.33	$197.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$81.56	$81.56	$38.70
HOA / mo	$356.00	$356.00	$356.00
Total monthly	$1,318.18	$2,099.37	$2,081.79
Cash to close	$138,680	$21,500	$21,500