Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$516,747$516,747$517,499
Remaining term (yrs)25.825.830.0
Secondary amount$0$29,502$0
Funding fee$2,584$2,584$0
Note rate5.700%5.700%7.400%
Blended rate5.700%6.034%7.640%
1st payment$3,183.86$3,183.86$3,583.06
2nd payment$0.00$291.95$0.00
Taxes / mo$407.75$407.75$407.75
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$103.50
HOA / mo$200.00$200.00$200.00
Total monthly$3,958.27$4,250.22$4,460.98
Cash to close$58,252$28,750$57,500