Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$445,567	$445,567	$646,199
Remaining term (yrs)	24.7	24.7	30.0
Secondary amount	$0	$200,632	$0
Funding fee	$2,228	$2,228	$0
Note rate	2.940%	2.940%	7.400%
Blended rate	2.940%	4.433%	7.640%
1st payment	$2,108.60	$2,108.60	$4,474.15
2nd payment	$0.00	$1,295.75	$0.00
Taxes / mo	$440.92	$440.92	$440.92
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$129.24
HOA / mo	$69.00	$69.00	$69.00
Total monthly	$2,835.18	$4,130.93	$5,329.98
Cash to close	$272,432	$71,800	$71,800