Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$269,590$269,590$459,000
Remaining term (yrs)23.723.730.0
Secondary amount$0$189,410$0
Funding fee$0$0$0
Note rate3.280%3.280%7.400%
Blended rate4.130%5.727%7.640%
1st payment$1,359.81$1,359.81$3,178.02
2nd payment$0.00$1,262.74$0.00
Taxes / mo$429.58$429.58$429.58
Insurance / mo$166.67$166.67$166.67
MI / mo$220.48$220.48$91.80
HOA / mo$76.00$76.00$76.00
Total monthly$2,252.54$3,515.28$3,942.07
Cash to close$240,410$51,000$51,000