Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$130,542	$130,542	$215,910
Remaining term (yrs)	23.0	23.0	30.0
Secondary amount	$0	$85,368	$0
Funding fee	$0	$0	$0
Note rate	3.490%	3.490%	7.400%
Blended rate	4.340%	6.183%	7.640%
1st payment	$686.96	$686.96	$1,494.92
2nd payment	$0.00	$640.26	$0.00
Taxes / mo	$197.33	$197.33	$197.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$108.50	$108.50	$43.18
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,142.80	$1,783.06	$1,885.43
Cash to close	$109,358	$23,990	$23,990