Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$316,215	$301,500
Remaining term (yrs)	27.8	30.0
Secondary amount	$0	$0
Funding fee	$1,581	$0
Note rate	6.870%	7.400%
Blended rate	6.870%	7.640%
1st payment	$2,124.12	$2,087.53
2nd payment	$0.00	$0.00
Taxes / mo	$86.50	$86.50
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$60.30
HOA / mo	$261.00	$261.00
Total monthly	$2,621.62	$2,645.33
Cash to close	$18,785	$33,500