Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$329,277$329,277$369,000
Remaining term (yrs)26.526.530.0
Secondary amount$0$39,723$0
Funding fee$0$0$0
Note rate6.280%6.280%7.400%
Blended rate6.830%7.064%7.640%
1st payment$2,122.68$2,122.68$2,554.88
2nd payment$0.00$297.93$0.00
Taxes / mo$390.50$390.50$390.50
Insurance / mo$150.00$150.00$150.00
MI / mo$157.51$157.51$73.80
HOA / mo$0.00$0.00$0.00
Total monthly$2,820.69$3,118.62$3,169.18
Cash to close$80,723$41,000$41,000