Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$254,160	$254,160	$278,100
Remaining term (yrs)	28.4	28.4	30.0
Secondary amount	$0	$39,390	$0
Funding fee	$1,271	$1,271	$0
Note rate	6.890%	6.890%	7.400%
Blended rate	6.890%	7.559%	7.640%
1st payment	$1,699.11	$1,699.11	$1,925.51
2nd payment	$0.00	$389.79	$0.00
Taxes / mo	$53.58	$53.58	$53.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$55.62
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,902.69	$2,292.49	$2,184.71
Cash to close	$54,840	$15,450	$30,900