Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$213,822	$213,822	$328,500
Remaining term (yrs)	23.0	23.0	30.0
Secondary amount	$0	$114,678	$0
Funding fee	$0	$0	$0
Note rate	3.560%	3.560%	7.400%
Blended rate	4.410%	5.663%	7.640%
1st payment	$1,130.50	$1,130.50	$2,274.47
2nd payment	$0.00	$764.52	$0.00
Taxes / mo	$639.83	$639.83	$639.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$177.00	$177.00	$65.70
HOA / mo	$23.17	$23.17	$23.17
Total monthly	$2,120.51	$2,885.03	$3,153.17
Cash to close	$151,178	$36,500	$36,500