Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$137,998	$137,998	$346,500
Remaining term (yrs)	27.0	27.0	30.0
Secondary amount	$0	$208,502	$0
Funding fee	$690	$690	$0
Note rate	6.960%	6.960%	7.400%
Blended rate	6.960%	7.435%	7.640%
1st payment	$944.59	$944.59	$2,399.10
2nd payment	$0.00	$1,346.57	$0.00
Taxes / mo	$320.83	$320.83	$320.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$69.30
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,415.42	$2,762.00	$2,939.23
Cash to close	$247,002	$38,500	$38,500