Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$261,428$261,428$472,496
Remaining term (yrs)25.225.230.0
Secondary amount$0$211,068$0
Funding fee$1,307$1,307$0
Note rate3.110%3.110%7.400%
Blended rate3.110%5.183%7.640%
1st payment$1,243.81$1,243.81$3,271.46
2nd payment$0.00$1,363.15$0.00
Taxes / mo$273.08$273.08$273.08
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$94.50
HOA / mo$70.00$70.00$70.00
Total monthly$1,753.56$3,116.71$3,875.71
Cash to close$263,567$52,500$52,500