Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$680,870	$680,870	$1,439,100
Remaining term (yrs)	24.4	24.4	30.0
Secondary amount	$0	$758,230	$0
Funding fee	$0	$0	$0
Note rate	2.870%	2.870%	7.400%
Blended rate	3.720%	5.843%	7.640%
1st payment	$3,227.39	$3,227.39	$9,964.04
2nd payment	$0.00	$4,896.90	$0.00
Taxes / mo	$1,332.50	$1,332.50	$1,332.50
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$551.36	$551.36	$287.82
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$5,327.91	$10,224.82	$11,801.02
Cash to close	$918,130	$159,900	$159,900