Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
Call Travis

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$150,895$150,895$234,000
Remaining term (yrs)23.023.030.0
Secondary amount$0$83,105$0
Funding fee$0$0$0
Note rate3.490%3.490%7.400%
Blended rate4.340%5.995%7.640%
1st payment$794.07$794.07$1,620.17
2nd payment$0.00$623.29$0.00
Taxes / mo$124.83$124.83$124.83
Insurance / mo$150.00$150.00$150.00
MI / mo$125.41$125.41$46.80
HOA / mo$480.00$480.00$480.00
Total monthly$1,674.32$2,297.61$2,421.80
Cash to close$109,105$26,000$26,000