Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$221,437	$221,437	$395,910
Remaining term (yrs)	28.4	28.4	30.0
Secondary amount	$0	$174,473	$0
Funding fee	$1,107	$1,107	$0
Note rate	6.890%	6.890%	7.400%
Blended rate	6.890%	7.379%	7.640%
1st payment	$1,480.35	$1,480.35	$2,741.20
2nd payment	$0.00	$1,163.15	$0.00
Taxes / mo	$137.67	$137.67	$137.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$79.18
HOA / mo	$18.33	$18.33	$18.33
Total monthly	$1,786.34	$2,949.50	$3,126.38
Cash to close	$218,463	$43,990	$43,990