Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$776,497	$776,497	$854,100
Remaining term (yrs)	28.5	28.5	30.0
Secondary amount	$0	$77,603	$0
Funding fee	$0	$0	$0
Note rate	6.630%	6.630%	7.400%
Blended rate	7.180%	7.345%	7.640%
1st payment	$5,053.73	$5,053.73	$5,913.62
2nd payment	$0.00	$582.03	$0.00
Taxes / mo	$790.83	$790.83	$790.83
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$361.56	$361.56	$170.82
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$6,422.78	$7,004.81	$7,091.94
Cash to close	$172,503	$94,900	$94,900