Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$507,543	$507,543	$529,200
Remaining term (yrs)	27.6	27.6	30.0
Secondary amount	$0	$51,057	$0
Funding fee	$0	$0	$0
Note rate	6.820%	6.820%	7.400%
Blended rate	7.370%	7.782%	7.640%
1st payment	$3,399.55	$3,399.55	$3,664.07
2nd payment	$0.00	$505.26	$0.00
Taxes / mo	$490.00	$490.00	$490.00
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$238.52	$238.52	$105.84
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$4,294.74	$4,799.99	$4,426.58
Cash to close	$80,457	$29,400	$58,800