Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
Call Travis

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$188,140$188,140$314,910
Remaining term (yrs)25.025.030.0
Secondary amount$0$126,770$0
Funding fee$0$0$0
Note rate2.870%2.870%7.400%
Blended rate3.720%5.443%7.640%
1st payment$877.51$877.51$2,180.37
2nd payment$0.00$845.13$0.00
Taxes / mo$414.33$414.33$414.33
Insurance / mo$150.00$150.00$150.00
MI / mo$149.91$149.91$62.98
HOA / mo$0.00$0.00$0.00
Total monthly$1,591.76$2,436.89$2,807.69
Cash to close$161,760$34,990$34,990