Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$147,663$147,663$213,300
Remaining term (yrs)24.924.930.0
Secondary amount$0$65,637$0
Funding fee$738$738$0
Note rate2.770%2.770%7.400%
Blended rate2.770%4.687%7.640%
1st payment$682.70$682.70$1,476.85
2nd payment$0.00$492.28$0.00
Taxes / mo$197.50$197.50$197.50
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$42.66
HOA / mo$0.00$0.00$0.00
Total monthly$1,030.20$1,522.48$1,867.01
Cash to close$89,337$23,700$23,700