Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$291,500	$291,500	$398,698
Remaining term (yrs)	24.7	24.7	30.0
Secondary amount	$0	$107,198	$0
Funding fee	$0	$0	$0
Note rate	2.960%	2.960%	7.400%
Blended rate	3.810%	4.937%	7.640%
1st payment	$1,382.51	$1,382.51	$2,760.51
2nd payment	$0.00	$714.65	$0.00
Taxes / mo	$226.50	$226.50	$226.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$233.47	$233.47	$79.74
HOA / mo	$25.00	$25.00	$25.00
Total monthly	$2,017.48	$2,732.13	$3,241.75
Cash to close	$151,498	$44,300	$44,300