Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$268,404	$268,404	$305,910
Remaining term (yrs)	26.6	26.6	30.0
Secondary amount	$0	$37,506	$0
Funding fee	$0	$0	$0
Note rate	6.270%	6.270%	7.400%
Blended rate	6.820%	7.087%	7.640%
1st payment	$1,726.49	$1,726.49	$2,118.06
2nd payment	$0.00	$281.29	$0.00
Taxes / mo	$365.42	$365.42	$365.42
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$128.25	$128.25	$61.18
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,370.16	$2,651.45	$2,694.66
Cash to close	$71,496	$33,990	$33,990