Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$323,370	$323,370	$436,500
Remaining term (yrs)	24.0	24.0	30.0
Secondary amount	$0	$113,130	$0
Funding fee	$0	$0	$0
Note rate	2.990%	2.990%	7.400%
Blended rate	3.840%	4.918%	7.640%
1st payment	$1,571.06	$1,571.06	$3,022.24
2nd payment	$0.00	$754.20	$0.00
Taxes / mo	$404.17	$404.17	$404.17
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$264.29	$264.29	$87.30
HOA / mo	$435.00	$435.00	$435.00
Total monthly	$2,841.19	$3,595.39	$4,115.37
Cash to close	$161,630	$48,500	$48,500