Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$154,755	$154,755	$269,955
Remaining term (yrs)	22.7	22.7	30.0
Secondary amount	$0	$115,200	$0
Funding fee	$0	$0	$0
Note rate	3.990%	3.990%	7.400%
Blended rate	4.840%	6.188%	7.640%
1st payment	$861.49	$861.49	$1,869.11
2nd payment	$0.00	$768.00	$0.00
Taxes / mo	$551.67	$551.67	$551.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$127.97	$127.97	$53.99
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,691.13	$2,459.13	$2,624.77
Cash to close	$145,195	$29,995	$29,995