Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$317,385	$317,385	$403,200
Remaining term (yrs)	23.6	23.6	30.0
Secondary amount	$0	$85,815	$0
Funding fee	$0	$0	$0
Note rate	3.260%	3.260%	7.400%
Blended rate	4.110%	5.151%	7.640%
1st payment	$1,601.27	$1,601.27	$2,791.68
2nd payment	$0.00	$643.61	$0.00
Taxes / mo	$199.00	$199.00	$199.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$260.29	$260.29	$80.64
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,210.56	$2,854.17	$3,221.32
Cash to close	$130,615	$44,800	$44,800