Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$110,233$110,233$261,000
Remaining term (yrs)19.219.230.0
Secondary amount$0$150,767$0
Funding fee$0$0$0
Note rate3.930%3.930%7.400%
Blended rate4.780%6.640%7.640%
1st payment$679.03$679.03$1,807.11
2nd payment$0.00$1,005.12$0.00
Taxes / mo$167.75$167.75$167.75
Insurance / mo$150.00$150.00$150.00
MI / mo$101.60$101.60$52.20
HOA / mo$0.00$0.00$0.00
Total monthly$1,098.38$2,103.50$2,177.06
Cash to close$179,767$29,000$29,000