Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
Call Travis

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$300,856$300,856$486,000
Remaining term (yrs)24.424.430.0
Secondary amount$0$185,144$0
Funding fee$1,504$1,504$0
Note rate2.790%2.790%7.400%
Blended rate2.790%4.775%7.640%
1st payment$1,413.75$1,413.75$3,364.97
2nd payment$0.00$1,234.29$0.00
Taxes / mo$54.67$54.67$54.67
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$97.20
HOA / mo$0.00$0.00$0.00
Total monthly$1,635.08$2,869.37$3,683.50
Cash to close$239,144$54,000$54,000