Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$299,969	$299,969	$315,000
Remaining term (yrs)	26.3	26.3	30.0
Secondary amount	$0	$32,531	$0
Funding fee	$0	$0	$0
Note rate	6.310%	6.310%	7.400%
Blended rate	7.160%	7.621%	7.640%
1st payment	$1,946.51	$1,946.51	$2,181.00
2nd payment	$0.00	$321.92	$0.00
Taxes / mo	$327.67	$327.67	$327.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$222.52	$222.52	$63.00
HOA / mo	$24.58	$24.58	$24.58
Total monthly	$2,671.28	$2,993.20	$2,746.24
Cash to close	$50,031	$17,500	$35,000