Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$157,940$157,940$540,000
Remaining term (yrs)24.024.030.0
Secondary amount$0$382,060$0
Funding fee$790$790$0
Note rate2.800%2.800%7.400%
Blended rate2.800%6.302%7.640%
1st payment$751.94$751.94$3,738.85
2nd payment$0.00$2,467.47$0.00
Taxes / mo$232.08$232.08$232.08
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$108.00
HOA / mo$0.00$0.00$0.00
Total monthly$1,150.69$3,618.16$4,245.60
Cash to close$442,060$60,000$60,000