Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$402,476$402,476$494,999
Remaining term (yrs)26.226.230.0
Secondary amount$0$92,523$0
Funding fee$0$0$0
Note rate6.610%6.610%7.400%
Blended rate7.460%7.748%7.640%
1st payment$2,691.31$2,691.31$3,427.27
2nd payment$0.00$693.93$0.00
Taxes / mo$458.33$458.33$458.33
Insurance / mo$166.67$166.67$166.67
MI / mo$298.18$298.18$99.00
HOA / mo$0.00$0.00$0.00
Total monthly$3,614.49$4,308.42$4,151.27
Cash to close$147,523$55,000$55,000