Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$321,891$321,891$354,510
Remaining term (yrs)27.827.830.0
Secondary amount$0$32,619$0
Funding fee$1,609$1,609$0
Note rate6.950%6.950%7.400%
Blended rate6.950%7.139%7.640%
1st payment$2,179.13$2,179.13$2,454.56
2nd payment$0.00$244.64$0.00
Taxes / mo$545.33$545.33$545.33
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$70.90
HOA / mo$215.00$215.00$215.00
Total monthly$3,089.46$3,334.10$3,435.79
Cash to close$72,009$39,390$39,390