Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$168,747$168,747$193,500
Remaining term (yrs)25.525.530.0
Secondary amount$0$35,503$0
Funding fee$844$844$0
Note rate3.850%3.850%7.400%
Blended rate3.850%5.245%7.640%
1st payment$863.26$863.26$1,339.75
2nd payment$0.00$351.33$0.00
Taxes / mo$426.92$426.92$426.92
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$38.70
HOA / mo$0.00$0.00$0.00
Total monthly$1,440.18$1,791.51$1,955.37
Cash to close$46,253$10,750$21,500