Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$211,057	$211,057	$247,500
Remaining term (yrs)	24.7	24.7	30.0
Secondary amount	$0	$36,443	$0
Funding fee	$0	$0	$0
Note rate	2.970%	2.970%	7.400%
Blended rate	3.820%	4.583%	7.640%
1st payment	$1,002.08	$1,002.08	$1,713.64
2nd payment	$0.00	$273.33	$0.00
Taxes / mo	$195.17	$195.17	$195.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$169.01	$169.01	$49.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,516.26	$1,789.58	$2,108.31
Cash to close	$63,943	$27,500	$27,500