Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$287,163$287,163$328,500
Remaining term (yrs)23.423.430.0
Secondary amount$0$41,337$0
Funding fee$0$0$0
Note rate6.600%6.600%7.400%
Blended rate7.150%7.383%7.640%
1st payment$2,006.70$2,006.70$2,274.47
2nd payment$0.00$310.03$0.00
Taxes / mo$166.83$166.83$166.83
Insurance / mo$150.00$150.00$150.00
MI / mo$134.96$134.96$65.70
HOA / mo$0.00$0.00$0.00
Total monthly$2,458.50$2,768.53$2,657.00
Cash to close$77,837$36,500$36,500