Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$239,119$239,119$449,100
Remaining term (yrs)24.124.130.0
Secondary amount$0$209,981$0
Funding fee$0$0$0
Note rate2.840%2.840%7.400%
Blended rate3.690%5.588%7.640%
1st payment$1,137.83$1,137.83$3,109.48
2nd payment$0.00$1,356.13$0.00
Taxes / mo$359.58$359.58$359.58
Insurance / mo$166.67$166.67$166.67
MI / mo$195.14$195.14$89.82
HOA / mo$3.33$3.33$3.33
Total monthly$1,862.55$3,218.68$3,728.88
Cash to close$259,881$49,900$49,900