Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$290,318	$290,318	$765,000
Remaining term (yrs)	18.0	18.0	30.0
Secondary amount	$0	$474,682	$0
Funding fee	$1,452	$1,452	$0
Note rate	4.100%	4.100%	7.400%
Blended rate	4.100%	6.365%	7.640%
1st payment	$1,896.75	$1,896.75	$5,296.71
2nd payment	$0.00	$3,065.65	$0.00
Taxes / mo	$303.00	$303.00	$303.00
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$153.00
HOA / mo	$81.67	$81.67	$81.67
Total monthly	$2,498.08	$5,563.74	$6,051.04
Cash to close	$559,682	$85,000	$85,000