Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$344,108	$344,108	$359,910
Remaining term (yrs)	24.4	24.4	30.0
Secondary amount	$0	$35,797	$0
Funding fee	$1,721	$1,721	$0
Note rate	2.700%	2.700%	7.400%
Blended rate	2.700%	3.565%	7.640%
1st payment	$1,601.20	$1,601.20	$2,491.94
2nd payment	$0.00	$354.24	$0.00
Taxes / mo	$236.58	$236.58	$236.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$71.98
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,987.78	$2,342.02	$2,950.51
Cash to close	$55,792	$19,995	$39,990