Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$339,851	$339,851	$405,000
Remaining term (yrs)	27.7	27.7	30.0
Secondary amount	$0	$65,149	$0
Funding fee	$1,699	$1,699	$0
Note rate	6.890%	6.890%	7.400%
Blended rate	6.890%	7.229%	7.640%
1st payment	$2,289.60	$2,289.60	$2,804.14
2nd payment	$0.00	$488.62	$0.00
Taxes / mo	$375.00	$375.00	$375.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$81.00
HOA / mo	$271.00	$271.00	$271.00
Total monthly	$3,085.60	$3,574.22	$3,681.14
Cash to close	$110,149	$45,000	$45,000