Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$279,790$279,790$315,000
Remaining term (yrs)28.228.230.0
Secondary amount$0$35,210$0
Funding fee$1,399$1,399$0
Note rate6.720%6.720%7.400%
Blended rate6.720%6.975%7.640%
1st payment$1,842.81$1,842.81$2,181.00
2nd payment$0.00$264.08$0.00
Taxes / mo$164.08$164.08$164.08
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$63.00
HOA / mo$0.00$0.00$0.00
Total monthly$2,156.90$2,420.97$2,558.08
Cash to close$70,210$35,000$35,000