Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$314,456$314,456$351,000
Remaining term (yrs)26.526.530.0
Secondary amount$0$36,544$0
Funding fee$0$0$0
Note rate6.150%6.150%7.400%
Blended rate6.700%6.939%7.640%
1st payment$2,003.95$2,003.95$2,430.25
2nd payment$0.00$274.08$0.00
Taxes / mo$125.50$125.50$125.50
Insurance / mo$150.00$150.00$150.00
MI / mo$150.76$150.76$70.20
HOA / mo$1.67$1.67$1.67
Total monthly$2,431.88$2,705.95$2,777.62
Cash to close$75,544$39,000$39,000